What Is The Long-Term Disability Waiting Period?
Posted: October 10, 2020
What Is The Long-Term Disability Waiting Period?Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to 180 days) before your benefits start. This period of time is known as the waiting...
Think You Don't Need Disability Insurance? Think Again!
Posted: May 1, 2015
Think You Don't Need Disability Insurance? Think Again!It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. We understand these are difficult topics, but even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance pays out when a...