David H. West

Insurance and Financial Services

As with most other things in life, the key to achieving your long-term objetives is planning.

Your goal may be to fund your children's college education, protect your family during your working years, or guarantee your own retirement security.

These things won't happen by accident.

It's important to determine what you'd like to achieve financially and then map out a strategy that will help you meet those goals.

The good news is that it's never too late to start and you are not alone.  We are trained professionals who can help you identify your needs and then determine which insurance and financial products can best help you meet your objectives.

Do not hesitate to contact us for additional information or to schedule a meeting.  At David H. West Insurance Services we have a product to meet your needs.
Calculators

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

More Calculators →

Newsletters

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

More Newsletters →